We have moved another step down the road. Now that we have a successful monthly routine/saving plan that has worked for over a year, we have moved on to the next stage and begun to plan our longterm, big expenditures. Better to spend the money on things we want and/or need, and not let it slip away with impulse purchases.
To help with the planning we have created one of those free online whiteboards and whenever we have an idea or want to change something one of us goes online and adds or subtracts.
At first we had one long list, but we have broken it down into longterm, short term, and nice to have.
By writing things down, we keep make explicit what we are thinking and there are no surprises.
See more progress on: learn to save money
